Written by David Dodge  

(Even When Rates Drop Below 6%) – And How to Make Sure You’re Not One of Them

The latest December 2025 forecasts from Fannie Mae, the Mortgage Bankers Association, NAR, and every major economist agree on one thing: 2026 will be the best market we’ve seen since 2021. Thirty...

Written by David Dodge  

The final NAR numbers just dropped, and they’re ugly: 87% of active agents closed less gross commission in 2025 than they did in 2024 — even though 30-year fixed rates spent the last ten weeks under 6.2%.

I coach full-time. My private client roster and small-group members ...

Written by David Dodge  

The dream of owning a home feels dead for most people born after 1997. The numbers are brutal: the median home price in the United States has climbed past $435,000 as of late 2025, a 54% jump since the start of the pandemic. Starter homes in the cities where the good jobs a...

Written by David Dodge  

For the first time in nearly three years, mortgage rates have moved meaningfully lower. As of mid-November 2025, the average 30-year fixed-rate mortgage stood at 6.22%–6.26% (Freddie Mac / FRED), down approximately 70 basis points from early-October peaks near 6.9%. While s...

Written by David Dodge  

The statistics are brutal, yet rarely discussed openly in the industry.

According to the National Association of Realtors, approximately 87% of new real estate agents quit within their first five years. Some studies place the failure rate even higher—closer to 90%. Most do...

Written by David Dodge  

The calendar is about to flip to 2026, and the question on every new investor’s mind is simple: Is this the year to finally get in, or the year to sit on the sidelines?

The answer, like most things in real estate, is “it depends.” It depends on where you buy, how you buy, ...

Written by David Dodge  

Real estate investing looks deceptively simple from the outside. Buy a property below market value, rent it out or flip it, and watch the money roll in. Yet every single day I talk to new investors who have been “getting ready” for 6 months, 12 months, even 2 years… and sti...

Written by David Dodge  

How I Buy Rental Properties With Zero Cash — And How You Can Too

I’m David Dodge. I’ve been immersed in the St. Louis real‑estate scene for nineteen years, wholesaling more than 750 houses through House Sold Easy, and I co‑wrote The BRRRR Method. But here’s the thing: I’ve...

Written by David Dodge  

How to Help “Forever Renters” Finally Break Into Homeownership in 2025–2026

I still remember the exact moment I realized something had gone seriously wrong in the housing market.

It was a Tuesday afternoon in late October. I was on the phone with a 38-year-old software en...

Written by David Dodge  

The U.S. housing market has never been tougher for newcomers. For the first time in more than 40 years, the share of first-time homebuyers has dropped to a record low — a clear sign that the American Dream of homeownership is slipping further out of reach.

This isn’t just ...